Below is the last 8 years of history for Bon Homme County in South Dakota. If you are close to this area, the below should be used as a guideline. I'd be glad to send you the data for your county. As you will see, the insurance premium for this coverage is $11.00 per colony per year. In 2013 the Indemnity or payment from the insurance company was $16. 2012 $49.00 ; 2011 $9.00 ; 2010 $6.00 ; 2009 $32.00 ; 2008 $25.00 ; 2007 $17.00 and 2006 $30.00. As you can see in only 2 of the last 8 years, did you not get your $11.00 back. Years 2011 and 2010 only returned part of the premium back $9.00 and $6.00 If we take the average of the 8 years your indemnity was $23.00 per hive. Take the $11 premium out and it gives a profit of $12 per colony per year added to your bottom line.
Give me a call at 402-360-2626 for a presonalized proposal.
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