Below is the last 4 years of history for Jefferson County Kansas.  If you are close to this area, the below should be used as a guideline.  I'd be glad to send you the data for your county.  As you will see, the insurance premium for this coverage is $9.00 per colony per year.  In 2013 the Indemnity or payment from the insurance company was $28.00.  2012 $57.00 ; 2011 $16.00 ; 2010 $0.00   As you can see in only 1 of the last 4 years, 2010 did you not get your $9.00 back.  If we take the average of the 4 years your indemnity was $25.25 per hive.  Take the $9 premium out and it gives a profit of $16.25 per colony per year added to your bottom line.

 

Give me a call at 402-360-2626 for a presonalized proposal.